Data and analysis of Australian banking and related activities
The ABA has produced a wide spectrum of Australian banking and banking-related infographics, from the impact of COVID-19 on lending, the rise and fall of loan deferrals, to scams data, transactions, changes in payment types, agribusiness lending to the drop in Net Interest Margins (NIM)s over the past two decades.
![](https://www.ausbanking.org.au/wp-content/uploads/2024/03/Screenshot-2024-03-08-102345-750x400.png)
Household savings ratio
The latest national accounts show the household savings ratio at 3.2% in the December quarter
![](https://www.ausbanking.org.au/wp-content/uploads/2023/06/230630-website-thumbnail.png)
Households: 2023
Australian households hold $2.2 trillion in mortgages and $1.4 trillion in deposits
![](https://www.ausbanking.org.au/wp-content/uploads/2022/04/Jan-200-financing-outstanding-to-agri-300x175-1.jpg)
Lending to agribusiness
Bank lending to agribusiness has risen to a record $104.7b as at September 2022.
![](https://www.ausbanking.org.au/wp-content/uploads/2022/10/Thumbnail-Construction-Infographic.jpg)
Construction lending in Australia
•In July 2022, banks had around $22b in outstanding loans to the construction industry.
•This breaks down to roughly $13b for resident
![](https://www.ausbanking.org.au/wp-content/uploads/2022/05/Scams-2022-THumb-750x360-1.jpg)
Scams: A snapshot
Mobile Apps averaged $18k per scam. 12% of reported scams resulted in financial losses for a total of $336 million lost.
![](https://www.ausbanking.org.au/wp-content/uploads/2022/08/banking-by-numbers-thumb-697x400.png)
Banking by numbers: 2023
There are 95 banks in Australia and
200,091 bank employees serving 22.9 million customers.